Welcome!

The Time Trade Circle, serving the Cambridge/Somerville area, is a local bank – but we do not operate on paper money. We keep track of time. When you spend an hour of your time performing a service for somebody else, we credit you with one Time Dollar. You can cash in that Time Dollar on a service provided by another member of our bank. Whether you give a piano lesson, give legal advice, clean up trash in your community, or provide some much-needed company to an elderly citizen, one hour equals one Time Dollar.